Faster Cheaper Mortgages!
Welcome to Allcredit Home Loans, Inc.! We are a leading provider of home loans and mortgage solutions. With over 30 years of experience in the industry, we have helped countless individuals and families achieve their dream of homeownership. Our team, led by Daniel Hollinger, is dedicated to providing personalized service and finding the best loan options for our clients. We understand that every situation is unique, which is why we take the time to listen and tailor our solutions to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, we are here to guide you through the process and make it as smooth as possible. Contact us today to learn more about how we can help you achieve your homeownership goals.
HECM Reverse Mortgage
Unlock the equity in your home with our HECM Reverse Mortgage. This innovative financial solution allows homeowners aged 62 and older to convert a portion of their home's equity into tax-free funds. Enjoy the freedom to live comfortably and maintain financial security in your retirement years.
FIXED RATE MORTGAGE
The interest rate is fixed for the term of the loan.
The Fixed Rate Mortgage offered by Allcredit Home Loans, Inc. is among the most popular loans in our portfolio. I’d be happy to discuss the details of the Fixed Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
ADJUSTABLE RATE MORTGAGE
The interest rate can change after a set term.
The Adjustable Rate Mortgage is popular for some, but may not be appropriate for everyone. Get in touch to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. I’ll provide all necessary information for you to make an educated decision.
The interest rate is lower for the first 2 or 3 years of the mortgage term.
If you are looking to have a lower payment and rate for the first few years of your loan, then a Buydown may be right for you.
Contact us to discuss the benefits and disadvantages, and together we’ll decide whether this is the right option for you.
Home Buying Myths
Initial Doc Review
Mortgage Insurance Options
Popular Loan Programs
3.5% Down payment / 6% Seller contribution
No Income limits
580 Minimum Credit Score
USDA GUARANTEED LOAN
NO Money down / 6% Seller contribution
Can finance closing costs up to the appraised value
620 Minimum Credit Score
1% down payment available
620 Minimum Credit Score
NO money Down
Certificate of Eligibility required
Loan amounts $726,200 +
5% down payment available
What our clients are saying
Dan was very helpful in my home buying process. He would answer all the question I asked. Very knowledgeable about all the types of loans and helped pick the best loan option for me. He went a step above to help my qualify for my loan. He did everything he could to make sure we stayed on schedule for closing. I would highly recommend Dan.
NMLS ID #87286, #127372 * Licensed by PA Dept. of Banking #21199 , #30235
Equal Housing Lender